Legal Notice

This Legal Notice provides information about the operator of tecnoFAQ, the nature of the website, its editorial content, advertising practices, and applicable legal and regulatory considerations for visitors in the United Kingdom, the United States, and other jurisdictions.

Site Operator:
GG MIDIA DIGITAL LTDA

Entity type: Sociedade Limitada (LTDA), organised under the laws of Brazil

Brazilian Registration (CNPJ): 41.726.154/0001-42

Registered address:
Rua Rio Comprido 652, Riacho das Pedras
32280-070 Contagem, MG, Brazil

Legal representative: Gregory Brayan

Contact:
Email: [contato@tecnofaq.com]
Phone: +55 31 97231-0317
Website: https://tecnofaq.com/

Note: GG MIDIA DIGITAL LTDA is a company organised under the laws of Brazil. It does not have a registered office, branch, or company registration in the United Kingdom and is not listed on the Companies House register. It does not hold a UK Company Registration Number (CRN) or UK VAT number. Its Brazilian corporate registration is identified by the CNPJ listed above.

Nature of the Site

tecnoFAQ is an independent editorial content website covering personal finance for readers in the United Kingdom, the United States, and other markets.

Our content may include credit cards, money-saving topics, banking products, financial education, budgeting, saving, and other general personal finance subjects.

Important: tecnoFAQ is not a bank, lender, credit broker, investment firm, financial adviser, or financial institution of any kind.

tecnoFAQ does not provide personalised financial, investment, tax, or legal advice and is not authorised or regulated by the UK Financial Conduct Authority (FCA).

Articles concerning financial products are provided for general informational and educational purposes. Articles describing how to apply for or obtain a particular financial product do not guarantee approval, eligibility, acceptance, rates, terms, or any particular outcome.

Where UK financial services or products are discussed, readers should understand that certain communications concerning financial products may fall within the scope of UK financial promotion rules depending on their content and circumstances. The fact that tecnoFAQ is an independent editorial publisher and is not FCA-authorised does not by itself determine whether a particular communication falls within those rules. The FCA states that financial promotions can include websites and other online communications.

United States

tecnoFAQ is an independent editorial website and is not a bank, lender, investment adviser, broker-dealer, or other financial institution in the United States.

Content concerning financial products or services available in the United States is provided for general informational and educational purposes.

Availability, eligibility requirements, fees, rates, terms, consumer protections, and regulatory requirements may vary by state and may change over time.

Nothing on this website constitutes personalised financial, investment, tax, legal, or other professional advice.

We do not represent that any financial product discussed on the website is available to every visitor or in every U.S. state.

Advertising & Commercial Disclosure

• Free to use: Access to tecnoFAQ’s editorial content is free of charge. We do not charge users for access to our articles.
• Advertising: The website is supported by third-party advertising, including advertising services such as Google AdSense.
• No affiliate relationships: We do not currently have affiliate partnerships or commercial relationships with the financial product providers mentioned in our editorial content, and we do not receive compensation for applications submitted by users to those providers.
• Editorial independence: Our editorial content is researched and produced independently. Advertising relationships do not determine which products or subjects are covered or how editorial information is presented.

The website may display advertisements based on factors such as the visitor’s location, consent choices, browsing context, and the configuration of the advertising services used on the website.

Financial Product Information

Information about financial products, including credit cards, bank accounts, loans, savings products, and other financial services, is based on information available from public sources and, where appropriate, information published by the relevant provider.

Product terms, fees, interest rates, eligibility criteria, availability, rewards, and other conditions may change.

Readers should verify current information directly with the relevant provider before applying for or purchasing a financial product.

No Financial Advice

Content on this website is provided for general informational and educational purposes only and does not constitute personalised financial, investment, tax, accounting, legal, or other professional advice.

Readers should consider their own circumstances and, where appropriate, consult a suitably qualified professional before making financial or other decisions based on information published on this website.

For UK readers seeking general information about money and financial guidance, independent resources such as MoneyHelper may also be available.

AI-Assisted Content

Some articles, images, illustrations, or other materials on this website may be created or developed with the assistance of artificial intelligence tools.

All AI-assisted content is reviewed and edited by our editorial team before publication.

Because financial information can change, readers should verify current rates, terms, fees, eligibility criteria, and other product information directly with the relevant provider before making a decision.

Intellectual Property

Unless otherwise indicated, original content published on this website, including text, images, logos, graphics, and design elements, is owned by GG MIDIA DIGITAL LTDA or used under licence from the applicable rights holder.

Such content may be protected by copyright, trademark, and other intellectual property laws in Brazil, the United Kingdom, the United States, and other applicable jurisdictions.

Unauthorised reproduction, substantial copying, distribution, or public display of protected content may constitute an infringement of applicable intellectual property rights.

Nothing in this section is intended to restrict rights or exceptions available under applicable copyright or other intellectual property laws.

Disclaimer of Liability

GG MIDIA DIGITAL LTDA makes reasonable efforts to publish useful and accurate information. However, we do not guarantee that all information published on this website will always be complete, accurate, current, or free from errors.

Financial product information, including rates, fees, terms, conditions, rewards, and eligibility criteria, may change without notice.

To the maximum extent permitted by applicable law, GG MIDIA DIGITAL LTDA is not responsible for losses or damages resulting from reliance on general information published on this website or from the use or unavailability of third-party websites linked from the website.

Nothing in this Legal Notice excludes or limits liability where such exclusion or limitation is prohibited by applicable law or mandatory consumer protection rights.

External Links

The website may contain links to third-party websites, including financial institutions, product providers, advertisers, and other external services.

These links are provided for informational or convenience purposes and do not necessarily constitute an endorsement, recommendation, or guarantee of the third party, its products, services, content, or policies.

We do not control third-party websites and are not responsible for their content, availability, security, privacy practices, terms, or policies.

Readers should review the applicable terms and privacy policies of any third-party website before providing information or entering into a transaction.

Data Protection and Privacy

tecnoFAQ processes personal information in accordance with applicable privacy and data protection laws.

For information about the personal information we collect, how it is used, cookies, third-party services, international transfers, and applicable privacy rights for visitors in the United Kingdom, United States, and other jurisdictions, please see our Privacy Policy.

Where UK data protection law applies, visitors may have rights under the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.

UK visitors who wish to raise a concern about the processing of their personal data may also contact the Information Commissioner’s Office (ICO), the UK’s data protection supervisory authority.

Cookies and Advertising Technologies

The website may use cookies, pixels, tags, and similar technologies for essential functionality, analytics, advertising, and measurement.

The use of certain non-essential technologies may depend on the visitor’s location, consent choices, and applicable legal requirements.

For more information about cookies, third-party services, and applicable privacy rights, please see our Privacy Policy.

Governing Law and Jurisdiction

The website is operated by a company established in Brazil.

This Legal Notice does not seek to exclude or override mandatory consumer protection, privacy, intellectual property, or other rights that may apply to visitors under the laws of their country or state of residence.

Where mandatory local law provides specific rights concerning applicable law, jurisdiction, liability, or consumer protection, those rights remain unaffected.

Changes

We may modify this Legal Notice from time to time to reflect changes to the website, our business, our practices, or applicable legal requirements.

The date of the latest revision will appear at the top of this document.