Terms of Use
Last updated: September 24, 2026
Welcome to tecnoFaq (https://tecnofaq.com/). By accessing and using this website, you agree to the terms described below. If you do not agree with these Terms of Use, please do not use the website.
1. About the Website
tecnoFaq (https://tecnofaq.com/) is an editorial content website covering personal finance and related topics.
The website is operated by GG MIDIA DIGITAL LTDA, a company registered in Brazil.
Contact: [contato@tecnofaq.com]
2. Acceptance of Terms
By accessing or using this website, you confirm that you have read, understood, and agreed to these Terms of Use, our Privacy Policy, and any other applicable policies published on the website.
If you do not agree with these terms, you should discontinue use of the website.
Nothing in these Terms of Use is intended to exclude or limit any rights or protections that cannot lawfully be excluded or limited under applicable consumer protection or other mandatory laws.
3. Permitted Use
The content of this website is provided for personal and informational use.
You may:
- Access and read published articles;
- Share links to articles on social media, messaging services, and private communications;
- Quote reasonable excerpts of our content for lawful purposes, provided that proper attribution and a link to the original source are included; and
- Use the website in accordance with applicable laws and these Terms of Use.
Any use beyond these permitted activities may require prior written authorization from the website operator or the applicable rights holder.
4. Prohibited Use
You agree not to:
- Reproduce, copy, republish, distribute, or commercially exploit substantial portions of website content without prior written authorization, except where such use is permitted by applicable law;
- Remove copyright, trademark, attribution, or other proprietary notices from website content;
- Use automated systems to scrape, extract, reproduce, or systematically collect substantial amounts of website content, except where permitted by applicable law;
- Engage in activity that may damage, overload, disrupt, or impair the operation, security, or availability of the website;
- Attempt to gain unauthorized access to restricted areas, systems, accounts, or infrastructure associated with the website;
- Use the website to distribute unlawful, fraudulent, defamatory, infringing, or otherwise unlawful material; or
- Use the website in a manner that violates applicable laws or the rights of others.
5. Intellectual Property
Unless otherwise indicated, the text, original images, graphics, design elements, logos, trademarks, layout, and other original materials published on tecnoFaq are owned by the website operator or used under license from their respective rights holders.
These materials are protected by applicable intellectual property and copyright laws.
Nothing in these Terms of Use transfers ownership of intellectual property rights to you.
Unauthorized reproduction, distribution, or other use of protected material may constitute an infringement of applicable intellectual property rights.
Nothing in this section limits rights that may be available under applicable copyright, fair use, fair dealing, quotation, or other mandatory legal exceptions.
6. Informational Content — Not Professional Advice
The content published on this website is provided for general informational and editorial purposes.
Articles may discuss personal finance, financial products, services, rates, fees, regulations, taxes, or other financial topics. The information is not intended to constitute individualized financial, investment, legal, tax, accounting, or other professional advice.
Information may become outdated as laws, regulations, products, prices, rates, and market conditions change.
You should consider your own circumstances and, where appropriate, consult a qualified professional before making financial, investment, legal, tax, or other decisions based on information published on this website.
7. Accuracy and Limitation of Liability
We make reasonable efforts to publish useful, accurate, and up-to-date editorial content. However, we do not guarantee that all information published on the website will always be:
- complete;
- accurate in every respect;
- current or continuously updated;
- available without interruption; or
- free from errors, defects, or harmful components.
Information may contain errors or omissions, and third-party information may change without notice.
To the maximum extent permitted by applicable law, the website operator will not be responsible for losses or damages arising from reliance on website content or from the inability to access or use the website.
Nothing in these Terms of Use excludes or limits liability where such exclusion or limitation is prohibited by applicable law, including mandatory consumer protection rights.
8. External Links
The website may contain links to third-party websites, services, products, or platforms.
These links are provided for informational or convenience purposes and do not necessarily constitute an endorsement, recommendation, or guarantee of the third party, its products, services, content, or policies.
We do not control third-party websites and are not responsible for their content, availability, security, privacy practices, terms, or other activities.
You should review the applicable terms and privacy policies of any third-party website you visit.
9. Advertising, Affiliate Links, and Partnerships
This website may display third-party advertising, including advertising provided through services such as Google AdSense.
The website may also participate in affiliate programs. Where applicable, we may receive a commission or other compensation when a visitor purchases a product or service through an affiliate link, at no additional cost to the visitor unless otherwise stated.
Advertising and affiliate relationships help support the operation of the website and allow us to provide editorial content without charging readers for access.
The presence of advertising or an affiliate link does not by itself constitute a guarantee, endorsement, or recommendation of the advertised product or service.
10. User Comments and Contributions
If the website provides comments or other user-generated content features, we may moderate, edit, restrict, or remove content that we reasonably consider to be:
- unlawful;
- defamatory;
- threatening or abusive;
- spam or misleading promotional content;
- infringing of intellectual property or other third-party rights;
- harmful to the operation or security of the website; or
- otherwise inconsistent with these Terms of Use.
We are not responsible for opinions or statements expressed by users in comments or other user-generated content.
Where applicable law provides specific rights regarding user-generated content or moderation decisions, those rights remain unaffected.
11. Website Availability and Changes
We may modify, suspend, discontinue, or restrict access to all or part of the website at any time, including for maintenance, security, technical, operational, or other legitimate reasons.
We may also update, remove, replace, or modify published content when appropriate.
We do not guarantee that the website or any particular article, feature, or service will remain available indefinitely.
12. Modifications to These Terms
We may update these Terms of Use periodically to reflect changes to the website, our services, applicable laws, or our practices.
The date of the latest revision will appear at the top of this document.
Where appropriate, material changes may be communicated through the website or other reasonable means.
Your continued use of the website after an updated version has been published constitutes acceptance of the revised Terms, to the extent permitted by applicable law.
13. Governing Law and Consumer Rights
These Terms of Use are operated and administered by a company established in Brazil and are subject to the laws applicable to the website operator and its activities, without prejudice to mandatory rights and protections that may apply to users under the laws of their country or state of residence.
Nothing in these Terms is intended to deprive consumers in the United Kingdom, the United States, Brazil, or any other jurisdiction of mandatory consumer protection rights that cannot legally be waived or excluded.
Where mandatory local law provides a consumer with rights concerning applicable law, dispute resolution, jurisdiction, liability, or other protections, those rights will remain unaffected.
14. Severability
If any provision of these Terms of Use is found to be unlawful, invalid, or unenforceable under applicable law, that provision will be interpreted or limited to the minimum extent necessary, and the remaining provisions will continue to apply to the extent permitted by law.
15. Contact
If you have questions about these Terms of Use, please contact us at:
[contato@tecnofaq.com]